Cindy Ramer, a nursing assistant and powerful advocate for affordable health insurance, is a member of the Iowa CareGivers Association (ICA), which is spearheading the Iowa Health Care for Health Care Workers campaign. She has testified in many venues about her experience of having been bankrupted by medical costs.The September 26 hearing was hosted by former Governors Tom Vilsack and Terry Branstad.
Cindy Ramer
Public Hearing on Health Care Reform hosted by Governor Branstad and Governor Vilsack
September 26, 2007Good evening Governor Branstad and Governor Vilsack and thank you for the opportunity to talk with you this evening.
At your first public meeting in Council Bluffs, you were given a packet of information by Kealy Andersen, a Certified Nurse Assistant from Shenandoah. Contained in that packet was a DVD featuring the stories of three direct care workers (wmv).
I am one of those workers. My name is Cindy Ramer, a CNA from Denver, Iowa. I, like Kealy, serve on the Leadership Council of the Iowa CareGivers Association, and I am proud to represent them here this evening.
I have told my story on numerous occasions over the past 2 years. Each time it becomes a little easier for me to tell it. While it gets easier, the story never gets better. It always ends the same way, with a result that is very sad, very difficult, and very unacceptable.
The short version of the story is this:
Several years ago my husband was working for a small construction company and I in direct care, we did not have health coverage at that time. My husband was diagnosed with diabetes which subsequently affected his heart. He went through surgery. The cost forced us to file bankruptcy. On November 6, 2005, he suffered a massive heart attack and passed away. Since then, I have had to deal with the loss of my life partner and the debts left behind by his illness and death.
Due to the medical debts I carry, I cannot see my family physician until I can at least pay off the smaller bills owed for my own health care needs.
I am a Baby Boomer fast approaching retirement age, who needs some answers on solving these problems. The thing I want to stress to you is this…this should never happen in Iowa. Whether it’s me as a direct care worker, or anyone else, NONE of us should be put in a position where we go without adequate and affordable health care, where we are forced to file bankruptcy due to medical debt, and where we are treated as a second class citizen and actually denied the opportunity for necessary medical care.

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